Short Term Capital Gains (STCG) Calculator
Last Updated: 9 April 2026
What is Short Term Capital Gains (STCG) Tax Calculator?
The Mathematical Formula
STCG Tax (Equity) = 20% of (Net Sale Price - Purchase Price - Expenses) STCG Tax (Debt/Unlisted) = Taxed at applicable slab rates
📊 Practical Example
"If you buy shares for ₹1,00,000 and sell them for ₹1,50,000 within 12 months, your STCG is ₹50,000. Under the new rules, your tax is 20% of ₹50k = ₹10,000 (plus cess)."
⚠️ Common Mistake
Frequently Asked Questions
Q.What is the new STCG rate for stocks in India?
As per the Union Budget 2024, the tax rate for Short Term Capital Gains on listed equity shares and equity-oriented mutual funds has been increased from 15% to 20%.
Q.What is the holding period for STCG in stocks?
Any listed equity share or equity mutual fund unit held for less than or equal to 12 months (1 year) is considered a short-term capital asset.
Q.Can I adjust STCG losses against my salary?
No. Short-term capital losses (STCL) can only be set off against short-term or long-term capital gains. They cannot be adjusted against 'Salary' or 'House Property' income.
Q.Is there a basic exemption for STCG?
Unlike LTCG (which has a ₹1.25L annual exemption), STCG on equity is taxable on the very first rupee of gain. However, if your total income is below the tax slab (e.g., ₹7-12L depending on regime), you may not pay actual tax.