SIP 1 Crore Calculator
How much do you need to invest to become a Crorepati?
Frequently Asked Questions
Common queries answered for you
Yes. With a SIP of ₹10,000/month, you can reach 1 Crore in roughly 20 years. If you increase it to ₹25,000/month, it takes only 13 years.
The rule states: Invest ₹15,000 per month for 15 years at 15% annual returns to get roughly ₹1 Crore. It is a simple benchmark for aggressive equity investors.
While Nifty 50 gives ~12%, actively managed Mid-cap and Small-cap funds have historically delivered 15-18% over 10+ year periods, though with higher risk.
Additional Information
Understanding the Goal
Reaching ₹1 Crore is a major financial milestone for middle-class Indians. It provides financial security for retirement or children's education. The key isn't just saving, but investing in assets that beat inflation.
Investment Scenarios (Assuming 12% Return)
- 10 Years: You need roughly ₹43,000 / month.
- 15 Years: You need roughly ₹20,000 / month.
- 20 Years: You need roughly ₹10,000 / month.
- 25 Years: You need roughly ₹5,300 / month.
Notice how starting 5 years earlier cuts your required investment in half!